small business and health insurance
4 min 3 weeks

Small Business And Health Insurance

Small Business And Health Insurance : As if it is not clear now, the smaller the business, the greater the challenges employers face in providing quality health insurance to their employees. While this is not headline news, the depressed economic environment and rising health insurance premiums have exacerbated the problems of small business and health insurance.

A recent Small Business Administration (SBA) report showed that only a third of national companies with fewer than ten employees had health insurance benefits offered to employees in 2009. For companies with 1,000 or more workers, that figure skyrockets to 99 percent. . .

Some state businesses with fewer than ten workers are lower, with only 24 percent offering health insurance benefits. That figure jumps to 93 percent for companies employing 100 to 499 people.

One owner of an advertising agency that employs 35 people stated that the recession had taken a toll, commenting on the marketing cuts the company’s clients had to make to survive. Owners have taken steps to deal with tighter budgets and large increases in their small business and health insurance premiums to go in a different direction with corporate insurance providers. Part of their unique solution is to increase the reduction and opening of the company’s Health Savings Account (HSA) for their employees, which is funded by the company.

Health Savings Accounts, which are available to people enrolled in a deductible health plan, are transferable from job to job and are not subject to federal income tax at the time of deposit. At the end of each year, unused funds roll over to the following year, which makes small business health insurance coverage more viable.

A recent insurance industry report showed a nine percent increase in 2011 for family coverage premiums, with single coverage costs also increasing by eight … Read more

Business and General
Modern Sales Presentation Techniques
27 min 3 weeks

Modern Sales Presentation Techniques

Modern Sales Presentation Techniques

Different Sales Presentation Styles

This makes it clear that a particular style of sales presentation cannot appeal to all categories of prospects in an equally satisfying way. While some prospects will find certain sales presentation methods very attractive, others may find them unimpressive and unimportant, based on their perceptions, religious tendencies, value judgments, social status, investment expectations, and so on.

“One man’s flesh,” they said, “is another man’s poison.” Some prospects still prefer the short, to the point and value-oriented sales presentation method, while others prefer a more detailed sales presentation speech. It just emphasizes the difference in taste and style.

Obviously, aspects of a service or product that are attractive to certain customer categories may not necessarily be attractive to other customer segments due to cultural differences, value judgments, perceptions, needs, and investment priorities. I have observed, for example, that businesses respond better to sales presentations that focus on safety of funds, value, continuity of service, promise fulfillment, customer relationship management, return on investment, and professionalism, depending on the nature of the product or service. . .

On the other hand, civil servants and certain professional categories seek professionalism, security of funds, status enhancement, customer relationship management, family financial protection, a happy retirement life, and promise fulfillment. While the business world places more emphasis on profit, civil servants place more emphasis on service delivery, satisfaction and customer service.

I have had several instances where a change in sales presentation style caused a change of heart even by the same prospect. When I presented life insurance services to a medical doctor using grades and detailed presentation he ignored me for four years as if I was talking rubbish but when I used a needs and solutions approach in providing the same service he immediately invested and … Read more

Presentation
Email Marketing
5 min 4 weeks

The Best Way to Find New Customers for Your Email Marketing

The Best Way to Find New Customers for Your Email Marketing : In the world of internet marketing, the most important asset is the target market. With the help of targeted email marketing, you can increase your online sales and profits as you can build a list of email subscribers who are interested in what you have to offer. In today’s lesson, I’ll give you information about the elements of targeted email marketing, and how you can use them to build an email subscriber list.

First of all, you should know that, even before the formation of your email marketing campaign, you must gather a target market. You can do this through surveys. This will give you information about the interests of the target market. You can create different emails, and send them to your target market in the form of a survey.

When an email is sent in the form of a survey, you can ask them for their opinion on a specific topic, and offer solutions to their problems.

Surveys have been used in email marketing for years. However, in this survey, you will have to ask a lot of questions to get various information. This can be expensive and time consuming.

There are several companies or individuals who have decided to develop marketing software for targeted email marketing purposes. This software can do the task in no time. These products have various uses in targeted marketing. One of its uses is its use in targeted marketing processes. In this case, you can collect data and formulate a marketing strategy based on the collected data. This targeted marketing software is the most effective tool in targeted marketing email marketing.

In targeted marketing email marketing, you have to make sure that your email subscriber list is targeted. That is, … Read more

Marketing
small business and health insurance

Small Business And Health Insurance

4 min 3 weeks

Small Business And Health Insurance : As if it is not clear now, the smaller the business, the greater the challenges employers face in providing quality health insurance to their employees. While this is not headline news, the depressed economic environment and rising health insurance premiums have exacerbated the problems of small business and health insurance.

A recent Small Business Administration (SBA) report showed that only a third of national companies with fewer than ten employees had health insurance benefits offered to employees in 2009. For companies with 1,000 or more workers, that figure skyrockets to 99 percent. . .

Some state businesses with fewer than ten workers are lower, with only 24 percent offering health insurance benefits. That figure jumps to 93 percent for companies employing 100 to 499 people.

One owner of an advertising agency that employs 35 people stated that the recession had taken a toll, commenting on the marketing cuts the company’s clients had to make to survive. Owners have taken steps to deal with tighter budgets and large increases in their small business and health insurance premiums to go in a different direction with corporate insurance providers. Part of their unique solution is to increase the reduction and opening of the company’s Health Savings Account (HSA) for their employees, which is funded by the company.

Health Savings Accounts, which are available to people enrolled in a deductible health plan, are transferable from job to job and are not subject to federal income tax at the time of deposit. At the end of each year, unused funds roll over to the following year, which makes small business health insurance coverage more viable.

A recent insurance industry report showed a nine percent increase in 2011 for family coverage premiums, with single coverage costs also increasing by eight … Read more

Business and General
Modern Sales Presentation Techniques
27 min 3 weeks

Modern Sales Presentation Techniques

Modern Sales Presentation Techniques

Different Sales Presentation Styles

This makes it clear that a particular style of sales presentation cannot appeal to all categories of prospects in an equally satisfying way. While some prospects will find certain sales presentation methods very attractive, others may find them unimpressive and unimportant, based on their perceptions, religious tendencies, value judgments, social status, investment expectations, and so on.

“One man’s flesh,” they said, “is another man’s poison.” Some prospects still prefer the short, to the point and value-oriented sales presentation method, while others prefer a more detailed sales presentation speech. It just emphasizes the difference in taste and style.

Obviously, aspects of a service or product that are attractive to certain customer categories may not necessarily be attractive to other customer segments due to cultural differences, value judgments, perceptions, needs, and investment priorities. I have observed, for example, that businesses respond better to sales presentations that focus on safety of funds, value, continuity of service, promise fulfillment, customer relationship management, return on investment, and professionalism, depending on the nature of the product or service. . .

On the other hand, civil servants and certain professional categories seek professionalism, security of funds, status enhancement, customer relationship management, family financial protection, a happy retirement life, and promise fulfillment. While the business world places more emphasis on profit, civil servants place more emphasis on service delivery, satisfaction and customer service.

I have had several instances where a change in sales presentation style caused a change of heart even by the same prospect. When I presented life insurance services to a medical doctor using grades and detailed presentation he ignored me for four years as if I was talking rubbish but when I used a needs and solutions approach in providing the same service he immediately invested and … Read more

Presentation
Email Marketing
5 min 4 weeks

The Best Way to Find New Customers for Your Email Marketing

The Best Way to Find New Customers for Your Email Marketing : In the world of internet marketing, the most important asset is the target market. With the help of targeted email marketing, you can increase your online sales and profits as you can build a list of email subscribers who are interested in what you have to offer. In today’s lesson, I’ll give you information about the elements of targeted email marketing, and how you can use them to build an email subscriber list.

First of all, you should know that, even before the formation of your email marketing campaign, you must gather a target market. You can do this through surveys. This will give you information about the interests of the target market. You can create different emails, and send them to your target market in the form of a survey.

When an email is sent in the form of a survey, you can ask them for their opinion on a specific topic, and offer solutions to their problems.

Surveys have been used in email marketing for years. However, in this survey, you will have to ask a lot of questions to get various information. This can be expensive and time consuming.

There are several companies or individuals who have decided to develop marketing software for targeted email marketing purposes. This software can do the task in no time. These products have various uses in targeted marketing. One of its uses is its use in targeted marketing processes. In this case, you can collect data and formulate a marketing strategy based on the collected data. This targeted marketing software is the most effective tool in targeted marketing email marketing.

In targeted marketing email marketing, you have to make sure that your email subscriber list is targeted. That is, … Read more

Marketing
Buying a Franchise
19 min 4 weeks

Overcoming the Fear of Buying a Franchise

Overcoming the Fear of Buying a Franchise : If you are looking for the safest way to expand or diversify your business, this is the franchise.

Well, if that’s true, why are so many people afraid of franchising?

Since its inception in the late 1800s, and with post-World War II expansion primarily in the United States, the franchise has developed one of the greatest business success stories of all time. Main Street America is populated by franchise outlets. From restaurants to specialty food stores, bookstores to clothing stores, beauty stores to postal centers, and a plethora of service providers, including carpet cleaners, auto shops, and home remodelers, franchises are everywhere. Franchise businesses take up 40 percent of all retail sales in the United States.

There are approximately 2,000+ franchise companies that support more than 900,000 franchised outlets in America. Countless people have become rich through franchising, and there are no financial or educational barriers to prevent anyone from using this concept successfully. Governments around the world, and especially in the United States, have allowed the average person to investigate franchises and predict returns on franchise investments. University studies, government statistics, and even a poll by the Gallop Organization support the success of the franchise.

So what’s there to be afraid of franchising?

Critics say there’s a lot to scare you from the concept. Listen to the critics – some of whom failed in the franchise and therefore believe they have the “credentials” to be critics – and they will tell you all the horror stories about the franchise. Of course, there are horror stories about any type of business, but only a misinformed person would say that owning a business is bad. Anyone willing to trust franchise critics, without doing their own homework, is probably better off fearing franchises. They … Read more

Franchising
Emerging Roles in the Future of Accounting
21 min 4 weeks

Emerging Roles in the Future of Accounting

Emerging Roles in the Future of Accounting

1. INTRODUCTION

Accounting has evolved along with human development and because the concept of the subject of accounting was directly created from the most basic principles of conservatism, it is not difficult to see why accounting style at one time had a direct relationship with age.

As humans have progressed from primitive times to modern interdependence, life has evolved from subsistence as hunter-gatherers to the knowledge-driven concept of the global world ‘effectiveness turns to greatness’ and throughout this evolution, self-counting with the abacus has evolved. through accounting. management to financial accounting and now managerial accounting; which focuses on decision making.

The US Financial Accounting Standards Board (FASB) which generally standardizes and strengthens the globally adopted Generally Accepted Accounting Principles (GAAP) took a significant step in 2012 to work closely with the International Accounting Standards Board (IASB) in a manner referred to as ‘ International Convergence’.

This convergence is expected to be able to gradually align GAAP and IFRS to become one and the same in an effort to streamline company/company reporting into a globally uniform process.

1.1 Problem Statement

There is no absolute certainty about what will happen to the Accounting Profession in the future. However, it seems that the future age which will surely be one of scientific progress, will move mankind from greatness to something more valuable for that time. Spiritualism, Environmentalism and Developmentalism could be key factors in the future.

This paper is to find out whether Accounting itself will become more than a reality that provides an accurate solution to financial problems where the human ability to reasonably value natural capital will give rise to significant assets on the balance sheet in contrast to the industrial age when even humans themselves. considered as labor and not considered as important … Read more

Accounting
General Liability Insurance Business Considered
3 min 1 mth

General Liability Insurance Business Considered

General Liability Insurance Business Considered : Not long ago, I got an email from a man who wanted to set up an auto oil change business in Florida. He was worried about what kind of insurance he might need and got the impression that a $1 million commercial liability policy was needed on top of his work truck commercial car policy. Okay so, let’s talk about this; is he right?

It turns out that he is the most convinced, you see a commercial car is not the same as a completed operation or a potential liability at work. For example, if a car catches fire that you’re working on, your commercial car policy won’t cover it. Do you see the point? So here’s the advice I explained to him;

You may want to get a commercial insurance policy; Aggregate $1 million, general liability 300k per incident, with the notation “garage keeper liability”, and there will be some customers who may demand more, and also demand additional insurance, not just a registered insurance certificate.

Commercial Vehicle Insurance is another requirement, but most commercial business policies will list them together as one. Find a good “commercial insurance broker” and ask them to find out the source, usually the brokerage agent knows the underwriter very well (as in speed dial) and can give you a good rate and the underwriter will understand the difference between mobile and fixed charges. Generally commercial liability insurance is based in part on your estimated gross income.

Don’t overestimate or you’ll pay too much, and don’t underestimate or you might get audited by the insurance company or they might decide you’re not worth the risk. Believe it or not, most commercial insurance policies have a clause in their insurance contract that they can audit you and by signing … Read more

Business and General